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If you or a loved one has been the victim of a motor vehicle accident causing injury, pain or death, you are entitled to compensation from the at-fault driver. The Attorneys at Hardy Marble LLP are experienced with motor vehicle accident claims and will hold the at-fault driver and their insurance company accountable.  

New York is a No-Fault auto accident state. This means that if you are injured in an auto accident, you can file an insurance claim for accident related medical expenses, lost wages and other costs, such as mileage to and from medical appointments and household services, regardless of who is at fault for the accident. You may also be able to recover monetary damages for your pain and suffering and loss of enjoyment of life as a result of permanent injuries you sustained in the accident.  At Hardy Marble LLP we offer a free

initial consultation and case evaluation to explain your No-Fault insurance and your rights to recover from the at-fault driver.

No-Fault insurance, in addition to covering medical expenses will pay you for your lost wages for up to three years after your injury. However, No-Fault will not pay those wages unless a medical provider examines you and determines that you are unable to return to work for a period of time as a result of the accident.

To receive compensation, you must:

  • Within 30 days of the accident, file a No-Fault Application (NF-2, available by clicking here) with the insurance company of the car you were in.  That is, if you are in your own vehicle, then your No-Fault insurance is provided by your insurance company. If you were a bicyclist or pedestrian, you should file a claim with the insurance company of the car that hit you as well as your own car insurance.  

  • If you are claiming lost earnings, ask your employer to send in proof of your income loss (NF-10, page 15) within 90 days of the accident. Save all receipts for other out of pocket expenses.

If you or a loved one have suffered a serious injury, the Attorneys at Hardy Marble LLP will file a personal injury claim for additional compensation for your pain and suffering and loss of enjoyment of life and any expenses not covered by No-Fault caused by the negligence of the at-fault driver. If our lawyers are handling your personal injury claim, we will help you file and assist you in the administration of your No-Fault claim free of charge. 

If you, or a loved one, are the victim of an Auto Accident, please contact us today to schedule a free consultation to speak with an experienced Personal Injury Attorney 24 hours a day, 7 days a week at our Lockport, New York or Buffalo, New York offices.

CALL (716) 433-5555.

For Auto Accidents, we work on a contingency fee basis, so you never pay us legal fees unless your case has been won or settled out of court.




172 East Avenue (Main Office)
Lockport, New York 14094







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